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March 14, 2022

Why is Tampa Bay a Hot Spot for Car Accidents?

Over the years, a city like Tampa, Florida in the United States has grown up and turned to the best place to live life in style. The city is popular for its modern lifestyle, colossal buildings, and luxury things that fascinate buyers to book property. Unfortunately, you will find some drawbacks to living in the Tampa Bay area. The rumor about Tampa city is the increasing for number of car accidents every year. In the recent surveys, there is a significant rise has seen in cases of rash driving, car accidents, and other traffic violations issues too. Also, there are many cases of pedestrian fatalities in Tampa in recent years. All in all, the roads of Tampa city are quite unsafe to drive and walk. The government is taking strict actions against traffic violations and charging the victims, but, there is no major impact on many road accident cases.

Tampa city ranks 4th place in a road accident and 44th place for other traffic violations and rash driving cases across the United States. It happens due to high-speed driving cars by the drivers who do traffic violations and drive cars faster in residential areas in Tampa Bay. This can lead to road accident cases in the city too. If you have encountered any car accident in Tampa due to traffic rule violation by other drives, you have legal rights to claim for file case against the victim. To file the case against the driver, you need to hire a professional auto accident attorney in Tampa. You will find some experienced car accident attorneys in Tampa city who specialize in handling road accident cases in the city through legal steps.

There are many factors responsible for causing car accidents in Tampa city. Some of the common reasons are as follows:

• People do rash driving on the roads or streets of residential areas and highways.

• Complete violation of traffic rules on highways.

• Increasing numbers of drink and drive cases.

• Less knowledge of traffic rules among drivers.

• Drive use faulty cars and bikes

Also Read: Necessary Proofs In A Road Accident Injury Case In Florida

Thus, above are some strong reasons, which need to restrict for decreasing numbers of road or car accident cases in Tampa city. Unfortunately, you get any car accident in the city and want to claim for the same, you should contact the Tampa car accident attorneys to file the case against the victim.

Prevention is better than cure. It is the right rule that needs to follow by the government to restrict car accident cases in Tampa city. Hence, the traffic police and authority in the city is taking all precautionary steps towards making road accidents under control. Here are some precautionary steps that need should follow by the government for lowering the number of accident cases on roads in Tampa Bay.

1. Follow Traffic Rule: The first need to be aware of all traffic rules for driving cars on the roads in Tampa city. When drivers will drive cars in the right lane then it can decrease the chances of accidents to some extent.

2. Control Speed: It is also significant to control driving car speed on highways and streets that should be as per the traffic rules.

3. Avoid Driving with Drinking: One should never drive with drinking that is the main cause of car accidents on Tampa roads.

4. Drive Safe: You should drive a car with safety and take care of others on the road too.

Thus, you need to follow all the above steps to avoid car accidents while driving on the roads of Tampa Bay, Florida.

In case, you got a car accident due to another driver’s negligence, you may claim for the compensation of accidental damages or medical bills from the victim. To file the case, you should contact a legal Tampa car accident attorney soon.

For instance, you may get in touch with “Galewski”, which is one of the trusted law firms in Tampa city. For more details, visit the website www.galewski.com

January 21, 2022

Does Filing Bankruptcy Affect A Co-signer’s Credit?

Bankruptcy stage is always a painful experience for a businessman in its business. It is a bad situation for the owner as well as its business partners. To overcome the situation, you can take business loans and include the co-signers to repay the loan amount with mutual efforts. Hence, you can share the liability of paying a loan to the bank or creditor. So, the borrower has a sign of relief from the cosigner to complete the fund on time. But, in case, of paying loan gets stopped from end of the borrower then the cosigner has to pay the remaining or full amount.

What happens, when any one of the business partners files the business bankruptcy? Will it affect the credit of the borrower and cosigner too? Well, it does, if the business leads to bankruptcy stage and the borrower is not in the condition to repay the loan amount. The cosigner has to suffer and its credit will also harm.

In case, a cosigner wants to show his credit report after the bankruptcy of business, he or she has to show details of the last loan payment. The cosigner can take complete details of loans from banks or financial authorities and submit them to the credit bureaus. All in all, a cosigner needs to follow the legal steps to improve its credit score after bankruptcy. To manage all the legal processes of bankruptcy and credit score works, you need to hire an experienced bankruptcy lawyer. For instance, you can take the aid of a Tampa bankruptcy lawyer service firm named “Galewski Law Group”. This is a law group firm, located in Tampa, FL. At this law company, you will get complete ranges of business bankruptcy and case filing solutions from expert bankruptcy attorneys in the city.

A cosigner has to suffer if a borrower does not pay the loan amount. Hence, it can affect to co-signer’s credit that woo it file for bankruptcy too. In this situation, the cosigner should consult an expert bankruptcy attorney in Tampa, FL. The lawyers at the “Galewski Law Group”, will guide you right ways to get out of the situation and file for Chapter 7 and 13 bankruptcy through legal steps. Moreover, the bankruptcy lawyers at the company will help you file the case and will handle all documentation procedures too.

Financial problems, recession, bankruptcy or foreclosure concept. Unhappy sad man reading letter, bill, bank statement paper or tax document. Stress, depression and fail. Debt, inflation and crisis.

Filing bankruptcy Chapter 7 and Chapter 13 by the borrower or cosigner will not give permanent relief from repaying the loan amount. It will allow them to stop collecting amounts from debtors till the case is in court. It will give relief to the co-signers to get an automatic stay on collection from the creditor for some time, after tiling the Chapter 13 bankruptcy case. Hence, it will give time to the cosigner to improve its credit and collect money to repay the whole amount to the creditor. To know more about Chapter 7 and 13 bankruptcy law, you can consult the reputed bankruptcy attorney in Tampa, FL, or approach the Galewski law firm.

Also Read: 5 Things You Need To Know About Bankruptcy And Divorce

Here are some legal things that can apply by a co-signer to protect its credits by filing bankruptcy:

1. The cosigner can lift the stay by obtaining a permission letter from the court through the legal process.

2. In case, the creditor likes the co-signer’s repayment plan to complete the debt amount. The creditor can issue a consent letter signed by the court and him to lift the stay.

3. Follow all legal norms of Chapter 13 to enforce the stay on the collection.

4. Appeal the creditor for giving relief to repay some types of debts like medical bills, personal loans, credit card bills, etc. Thus, it will make it quite easy for borrow and co-signers to repay funds as soon as possible.

Thus, above are some right ideas that can help a co-signer or borrower to protect their credits through legal ways. For more help, you can consult the Tampa bankruptcy lawyers at Galewski Law Group, the law firm in Florida. For more details, visit https://galewski.com/