Tampa Attorney
GALEWSKI LAW GROUP, P.A.
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IMMIGRATION
Most immigration and naturalization proceedings involve financial and emotional issues that can dramatically
affect people's lives. It is frequently a stressful, frustrating, and intimidating experience. You should have an
experienced and skillful attorney to represent you throughout that process. Even in more "routine" matters,
the complexities of immigration law are such that the services of an attorney who is knowledgeable and
experienced in that field is highly advisable.
Immigration law is federal practice and applies equally to all states. Most immigration filing is done by mail.
This allows us to successfully represent clients wherever they live or do business. Thus, the Galewski Law
Group, P.A. can represent you regardless of where you live. We utilize email, express and international mail,
fax, and the phone extensively so distance does not hinder our ability to provide quality representation.
Regardless of distance, we understand the strain that this process may put on you and your family. We have
been through such issues for members of the firm and for our own families. Since we have been in your
position, we approach each case with the understanding, dedication and heart that you deserve.
Significant Representations:
* Successfully represented Department of Defense contractor in multiple immigration petitions on
expedited basis to immigrate research scientist for desert combat preparation.
* Successfully represented immigration candidate against threat of deportation after 20 years of living in
the USA.
www.Galewski.com
www.GalewskiTitle.com
Tampa Bankruptcy Attorney’s Update to the Bankruptcy Mortgage Reduction or Bankruptcy Mortgage Modification
Amendments:
Senate Rejects Mortgage Cramdown Provision
The Senate defeated by 51 to 45 votes an amendment to the Helping Families Save Their Homes Act that would have granted bankruptcy judges broad
authority to modify the mortgage terms for at-risk homeowners.
Assistant Senate Majority Leader Dick Durbin, D-Ill., chief sponsor of the ‘cramdown’ provision, said he was disappointed with the vote but would continue to
bring the issue to the floor “until the Senate decides to put the interests of homeowners above the interests of bankers.” Durbin noted that the number of
homeowners at risk of losing their homes now stands at over eight million, compared to nearly two million only two years ago.
“We’ve given the bankers who got us into this crisis every opportunity to responsibly address this crisis and they have failed,” Durbin said.
The White House said that notwithstanding the Senate vote on the Durbin amendment it looks forward to working with Congress to craft “appropriately tailored
legislation to provide a mechanism for homeowners who are out of other options to file for bankruptcy and implement a responsible plan to pay the debts that
they are able to pay.”
Meanwhile, Senate Minority Leader Mitch McConnell, R-Ky., said the provision would have lead to higher interest rates and even greater uncertainty in the
housing and credit markets. “It’s clear that we cannot fix the housing problem by implementing bad policies,” he said.
The American Bankers Association agreed, noting that Congress and the administration have taken several strong steps to help troubled borrowers and get
the economy back on track. “Giving bankruptcy judges broad cramdown authority would work against those efforts and effectively undermine the goal of
stabilizing the housing market,” the association said.
Analysis: Your Tampa Bankruptcy Lawyer notes that this means that for the time a Bankruptcy cannot be used to
reduce the principal amount due on a first mortgage, but since the House has passed the Bankruptcy Reform Bill,
it is possible that a Bankruptcy Judge may have the authority to cramdown or modify a mortgage in the near
future.